How it works

Replacement GAP Insurance is our flagship policy offering the highest level of cover available.

In the event of your vehicle being written off, Replacement GAP Insurance will pay the difference between your Motor Insurance Payout and the equivalent cost of replacing the vehicle New-For-Old at the time of claim - that's even if the replacement vehicle costs more than the price you originally paid for your vehicle.

  

Eligibility

Varies between providers but in general:

  • Cover available for Cars, Motorcycles and Light Vans purchased from a VAT Registered Motor Dealer.
  • Cover available for Brand New and Pre-registered vehicles purchased up to 105 days ago.
  • Pre-registered vehicles must have travelled less than 500 miles.
  • Maximum vehicle age = 105 days old
  • Maximum vehicle purchase price = £100,000
  • Maximum claim limit available = £25,000
  • Cover available for 1, 2, 3, or 4 years