Get A Gap Insurance Quote Here

Please complete the details below to get a Gap Insurance quotation:
Your Name:
Your Phone No:
Your Email Add':
Car Purch' Price: *
Date of 1st Reg': *
Purchase Date: *
Get Quote

What others say about us:

What is Gap Insurance?

GAP Insurance is an insurance that steps in to cover the shortfall in the payout from your Motor Insurer in the event that your vehicle is written off.

If, as a result of accident, fire or theft, your Motor Insurance company declare your vehicle to be a Total Loss (they "write it off") they will pay you the Market Value of the vehicle at the time of the incident which led to the Total Loss claim.

This "Market Value" payout could be considerably lower, than either the original price you bought your vehicle for, or if you originally bought a brand new vehicle, the cost of replacing the vehicle with a new one at the time of claim.

Gap Insurance pays the difference between your Motor Insurance payout and either: the original price you bought the vehicle for (Invoice GAP Insurance); or the cost of replacing the vehicle new-for-old at the time of loss (Replacement GAP Insurance).

Revive GAP Insurance: Annually and Bi-Annually renewable Invoice and Replacement GAP Insurance policies.

Unlike other GAP insurance providers, whether you buy a 1, 2, 3, 4 or 5 year Invoice or Replacement GAP insurance policy from us, if you end up keeping the vehicle longer than your policy lasts, at the point of expiry we'll allow you to renew the policy for a further 1 or 2 years.

We'll even allow you to increase the Claim Limit of your policy at the point of renewal if you deem it necessary.

Click here for more info.

How Invoice Gap Insurance Works
Invoice Gap Insurance

This type of Gap Insurance policy is the most popular form of Gap Insurance.

Invoice Gap Insurance pays the difference between your Motor Insurance payout and the greater of either, the original price you bought the vehicle for or, the amount outstanding on finance at the time of claim. If your vehicle is leased, Invoice GAP insurance pays the difference between your Motor Insurance payout and the Early Termination Charge required by the Lease Company.

It's available for vehicles that (at the time of purchasing the policy) are less than 10 years old, that were bought from a VAT Registered Motor Dealer, within the last 180 days, for a purchase price of up to £125,000.

Claim Limits range from £5,000 to "£Unlimited" and durations from 1 to 5 years are available with the option (for new vehicles) to defer the start date of the policy by up to 12 months.

At the point of expiry, so long as the vehicle is still less than 10 years old, the policy can be renewed for a further 1 or 2 years.

Replacement Gap Insurance

Gap Insurance policies don't come much better than this.

Where the original vehicle was brand new, Replacement Gap Insurance pays the difference between your Motor Insurance payout and the cost of replacing the vehicle New-For-Old at the time of claim - even if the new vehicle costs more than you paid for your original vehicle!

It's available for vehicles that (at the time of purchasing the policy) are less than 180 days old, where you are the first registered keeper and you bought the vehicle within the last 180 days for a purchase price of up to £125,000.

Claim Limits range from £5,000 to "£Unlimited" and durations from 1 to 5 years are available with the option (for new vehicles) to defer the start date of the policy by up to 12 months.

At the point of expiry, so long as the vehicle is still less than 10 years old, the policy can be renewed for a further 1 or 2 years.

How Replacement Gap Insurance Works