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Invoice Plus+

Invoice GAP Insurance Plus+, underwritten by Fortis Insurance Limited, will in the event of your vehicle being written off, pay the difference between your motor insurance payout and either; the amount that you originally paid for the vehicle OR, the amount outstanding on finance at the time of claim - whichever is the greater!

Invoice GAP Insurance Plus+ features:

  • Cash payouts (assuming there's no finance to settle, or that the original invoice price is greater than the Finance Agreement Settlement Figure)
  • You are free to choose your own replacement vehicle and the supplier of it.
  • Covers up to £250 of your motor insurance excess
  • Policy start dates can be deferred by up to 12 months after the date the vehicle was first registered.
  • If your motor insurer replaces your vehicle new-for-old, the remaining term of the policy will be transferred to the replacement vehicle completely free of charge.

Invoice GAP Insurance Plus+ is available to cover a New or Used Car/Light Van (up to 6 years old) with a value of up to £100,000.00 that has been purchased from a UK Motor Dealer within the last 105 days.

Click for more information about our Invoice (RTI) policy.
 

Replacement

Replacement GAP Insurance, also underwritten by Fortis Insurance Limited, covers the difference between your Motor Insurance payout and the cost of replacing the vehicle New-For-Old at the time of claim - that's even if the replacement vehicle costs more than the price you originally purchased it for.

Replacement GAP Insurance features:

  • Cash payouts (assuming there's no finance to settle).
  • You are free to choose your own replacement vehicle and the supplier of it.
  • Covers up to £250 of your motor insurance excess
  • Policy start dates can be deferred by up to 12 months after the date the vehicle was first registered.
  • If your motor insurer replaces your vehicle new-for-old, the remaining term of the policy will be transferred to the replacement vehicle completely free of charge.

Replacement GAP is available to cover a brand new vehicle, (or a pre-registered vehicle having travelled less than 500 miles), which is less than 105 days old and has a value less than £100,000.00 that has been purchased from a UK Motor Dealer within the last 105 days.

Click for more information about our Replacement (VRI) policy.
 

Also available:

 

Private Vehicle

Car Insurance
Invoice GAP Insurance Plus+
Replacement GAP Insurance
Retail Value GAP Insurance

Other

Home Insurance
Pet Insurance
Travel Insurance
 
 

Important

Please note that whilst Fortis Insurance Limited, are the underwriters of the GAP Insurance policies marketed by Surf and Protect Ltd via this and other websites, Surf and Protect Ltd and its associated websites are not part of, linked to, affiliated with or otherwise endorsed by Fortis Insurance Limited in any way.

 
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Surf and Protect Ltd is authorised and regulated by the Financial Services Authority. FSA Firm Reference No 313274

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Surf and Protect Ltd is a company registered in England. Company Number 5041891.
Registered office: 30a The Grove, Ilkley, West Yorkshire, LS29 9EE