Get A Quote Here

Please complete the details below to get a GAP insurance quotation:

Vehicle make
Vehicle model

GAP insurance Statistics

We're often asked questions like, "Is GAP insurance worth it?" and "Do many people buy GAP insurance?". Of course we know that the popularity and demand for GAP insurance has rocketed in recent years, that more people are buying GAP insurance than ever before and that we provide policies to people all across the UK.

We can tell you all these things... but sometimes it's just better to show you. So here goes...

Where We Cover

We have policyholders all over the UK.

A Map Of UK Policyholders

The map: shows the postcode areas in which we have GAP Insurance policyholders.

Cover and Claim Statistics

To our knowledge we're still the only GAP insurance provider which publishes claim statistics. The Financial Conduct Authority (FCA) have been toying with the idea of making it compulsory for GAP insurance claim statistics to be published by all providers - we've been doing it for years though.

Cover Statistics

£818,904,568.22
(Total value of vehicles covered)

£3,257,992.89
(Total value of paid claims)

£49,475.00
(Largest claim to date)

£6,931.90
(Average claim payout)

UK GAP insurance claims by postcode area

The map: above, shows (by way of postcode area) the location of claims that have been made on our Invoice and Replacement GAP insurance policies. The "Total value of vehicles covered" is displayed in real-time. The "Total value of paid claims", "Largest claim to date" and "Average claim payout" are derived from claim statistics which are updated once-per-month.

Recent Invoice & Replacement GAP insurance Claims

Below are a selection of our most recent GAP insurance claims.

Ford Fiesta

Invoice GAP insurance

Ford Fiesta
Vehicle Purchased
GAP Claim
GAP Payout
November 2017
February 2020
£7,104
Original Invoice Price
£17,000
Length of ownership:
27 Months
Rate Of Depreciation:
An average of £263.11 per month
Total Depreciation:
41.79% of its original Invoice Price.
Policy Cost:
£125.76 (just 1.77% of the amount the policy paid out.)

Ford Fiesta

Invoice GAP insurance

Ford Fiesta
Vehicle Purchased
GAP Claim
GAP Payout
January 2018
February 2020
£2,099
Original Invoice Price
£10,100
Length of ownership:
25 Months
Rate Of Depreciation:
An average of £83.96 per month
Total Depreciation:
20.78% of its original Invoice Price.
Policy Cost:
£103.61 (just 4.94% of the amount the policy paid out.)

BMW X6

Invoice GAP insurance

BMW X6
Vehicle Purchased
GAP Claim
GAP Payout
April 2017
February 2020
£8,640
Original Invoice Price
£30,000
Length of ownership:
34 Months
Rate Of Depreciation:
An average of £254.12 per month
Total Depreciation:
28.80% of its original Invoice Price.
Policy Cost:
£123.67 (just 1.43% of the amount the policy paid out.)

Mercedes-Benz E Class

Replacement GAP insurance

Mercedes-Benz E Class
Vehicle Purchased
GAP Claim
GAP Payout
April 2018
February 2020
£15,850
Original Invoice Price
£36,000
Length of ownership:
22 Months
Rate Of Depreciation:
An average of £720.45 per month
Total Depreciation:
44.03% of its original Invoice Price.
Policy Cost:
£196.64 (just 1.24% of the amount the policy paid out.)

Hyundai i10

Replacement GAP insurance

Hyundai i10
Vehicle Purchased
GAP Claim
GAP Payout
July 2016
February 2020
£6,275
Original Invoice Price
£11,599
Length of ownership:
43 Months
Rate Of Depreciation:
An average of £145.93 per month
Total Depreciation:
54.10% of its original Invoice Price.
Policy Cost:
£108.92 (just 1.74% of the amount the policy paid out.)

BMW 3 Series

Replacement GAP insurance

BMW 3 Series
Vehicle Purchased
GAP Claim
GAP Payout
June 2016
January 2020
£24,518
Original Invoice Price
£38,979
Length of ownership:
43 Months
Rate Of Depreciation:
An average of £570.19 per month
Total Depreciation:
62.90% of its original Invoice Price.
Policy Cost:
£238.09 (just 0.97% of the amount the policy paid out.)

* - The Replacement GAP insurance rates of depreciation figures shown above reflect not only the depreciation of the original vehicle, but also the potential for the cost of the replacement vehicle to have been greater than the original purchase price paid.

At a glance statistics

Vehicles that we cover.
(Click on or hover over a segment)

The above chart shows a percentage-breakdown of all of our GAP insurance policies according to the make of vehicle that they cover. The top 10 vehicle makes are highlighted.

Claims by vehicle make.
(Click on or hover over a segment)

The above chart shows a percentage-breakdown of the vehicle makes which have been written off and for which we have paid claims. The top 10 vehicle makes are highlighted.

Claims by amount paid
(Click on or hover over a segment)

The above chart shows a percentage breakdown of the amounts that we've paid out in claims by vehicle make. The top 10 vehicle makes are highlighted.

What are people buying?
(Click on or hover over a segment)

The above chart shows a percentage-breakdown of the split between Invoice, Replacement & Contract Hire GAP insurance policies that have been purchased from us.