GAP insurance Statistics
We're often asked questions like, "Is GAP insurance worth it?" and "Do many people buy GAP insurance?". Of course we know that the popularity and demand for GAP insurance has rocketed in recent years, that more people are buying GAP insurance than ever before and that we provide policies to people all across the UK.
We can tell you all these things... but sometimes it's just better to show you. So here goes...
Where We Cover
We have policyholders all over the UK.

The map: shows the postcode areas in which we have GAP Insurance policyholders.
Cover and Claim Statistics
To our knowledge we're still the only GAP insurance provider which publishes claim statistics. The Financial Conduct Authority (FCA) have been toying with the idea of making it compulsory for GAP insurance claim statistics to be published by all providers - we've been doing it for years though.
Cover Statistics
£780,746,593.30
(Total value of vehicles covered)
£2,905,905.56
(Total value of paid claims)
£48,859.00
(Largest claim to date)
£6,634.49
(Average claim payout)

The map: above, shows (by way of postcode area) the location of claims that have been made on our Invoice and Replacement GAP insurance policies. The "Total value of vehicles covered" is displayed in real-time. The "Total value of paid claims", "Largest claim to date" and "Average claim payout" are derived from claim statistics which are updated once-per-month.
Recent Invoice & Replacement GAP insurance Claims
Below are a selection of our most recent GAP insurance claims.
Volkswagen Golf
Invoice GAP insurance

- Original Invoice Price
- £7,800
- Length of ownership:
- 5 Months
- Rate Of Depreciation:
- An average of £178.00 per month
- Total Depreciation:
- 11.41% of its original Invoice Price.
- Policy Cost:
- £120.79 (just 13.57% of the amount the policy paid out.)
BMW 3 Series
Invoice GAP insurance

- Original Invoice Price
- £31,305
- Length of ownership:
- 50 Months
- Rate Of Depreciation:
- An average of £322.22 per month
- Total Depreciation:
- 51.46% of its original Invoice Price.
- Policy Cost:
- £200.25 (just 1.24% of the amount the policy paid out.)
BMW 4 Series
Invoice GAP insurance

- Original Invoice Price
- £27,000
- Length of ownership:
- 11 Months
- Rate Of Depreciation:
- An average of £43.64 per month
- Total Depreciation:
- 1.78% of its original Invoice Price.
- Policy Cost:
- £137.12 (just 28.57% of the amount the policy paid out.)
Mazda CX-5
Replacement GAP insurance

- Original Invoice Price
- £30,834
- Length of ownership:
- 33 Months
- Rate Of Depreciation:
- An average of £460.76 per month
- Total Depreciation:
- 49.31% of its original Invoice Price.
- Policy Cost:
- £189.05 (just 1.24% of the amount the policy paid out.)
Jaguar XF
Replacement GAP insurance

- Original Invoice Price
- £26,000
- Length of ownership:
- 30 Months
- Rate Of Depreciation:
- An average of £375.00 per month
- Total Depreciation:
- 43.27% of its original Invoice Price.
- Policy Cost:
- £194.21 (just 1.73% of the amount the policy paid out.)
BMW 5 Series
Replacement GAP insurance

- Original Invoice Price
- £21,370
- Length of ownership:
- 26 Months
- Rate Of Depreciation:
- An average of £263.46 per month
- Total Depreciation:
- 32.05% of its original Invoice Price.
- Policy Cost:
- £274.35 (just 4.01% of the amount the policy paid out.)
* - The Replacement GAP insurance rates of depreciation figures shown above reflect not only the depreciation of the original vehicle, but also the potential for the cost of the replacement vehicle to have been greater than the original purchase price paid.
At a glance statistics
Vehicles that we cover.
(Click on or hover over a segment)
The above chart shows a percentage-breakdown of all of our GAP insurance policies according to the make of vehicle that they cover. The top 10 vehicle makes are highlighted.
Claims by vehicle make.
(Click on or hover over a segment)
The above chart shows a percentage-breakdown of the vehicle makes which have been written off and for which we have paid claims. The top 10 vehicle makes are highlighted.
Claims by amount paid
(Click on or hover over a segment)
The above chart shows a percentage breakdown of the amounts that we've paid out in claims by vehicle make. The top 10 vehicle makes are highlighted.
What are people buying?
(Click on or hover over a segment)
The above chart shows a percentage-breakdown of the split between Invoice, Replacement & Contract Hire GAP insurance policies that have been purchased from us.